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Assuming that soon the government will announce that the ECQ is already lifted, without a vaccine to combat COVID-19, what will you do? Are you expecting things to go back to normal? Will you go back to work and live your life like you did before the crisis? Can you still actually go back to your work? Let’s hope for the best but also prepare for the new normal.
So what will the new normal look like?
Expect the ECQ to be gradually lifted by industry and or by area. But for sure, no mass gathering will still be allowed, physical distancing will still be implemented, people will still wear a mask when they go out. Just like now, expect to queue for groceries, bank, wet market, pharmacies and other basic needs. Work from home will still be done and most people will only spend their cash for what is essential.
Are you prepared for the new normal? How should one prepare for it?
First, talk to all your family members about the new normal. Set the expectations and align them with your need to budget. Check how much money do you have left and budget it .
Invest in yourself, stay and keep healthy. Get enough rest, don’t spend too much time on social media and negative news. Pray and be thankful for what you have.
Learn new skills and find other ways to earn in the comfort of your home or with very little exposure outside, not just for you but also for your family.
Now the preparation is all good but also you need to check, what if you do get sick. Do you have health insurance to pay for your hospital bills? Do you have life insurance and critical illness coverage to help you or your family if ever something unexpected happens to you? If you are not insured yet, it is not too late ( assuming you are still healthy and insurable), you can now buy insurance online.
Before you do anything, first do a proper financial planning with a professional planner. No, it doesn’t have to be expensive .To plan your future and talk to an advisor for free, go here: https://bit.ly/2yFkTvo
Disclaimer: The views and opinions expressed here are those of the author and do not necessarily reflect that of the Insurance Company that the author is representing. The content shared here should also not be construed as advice. Please talk to a Financial Advisor/Planner.